Life Insurance in and around Summit
Coverage for your loved ones' sake
What are you waiting for?

Would you like to create a personalized life quote?

- Summit
- New Jersey
- Springfield
- Union
- Chatham
- Short Hills
- Millburn
- Madison
- Florham Park
- Hillside
- Morristown
- New Providence
- Maplewood
- Berkeley Heights
- Afton
- Livingston
- Mountainside
- Westfield
- Cranford
- Roselle Park
- Kenilworth
- South Orange
- Irvington
- Elizabeth
It's Time To Think Life Insurance
Do you know what funerals cost these days? Most people aren't aware that the midpoint for the cost of a funeral in America is $8,500. That’s a heavy burden to carry when they are grieving a loss. If the people you love cannot pay for your burial or cremation, they may fall on hard times after your passing. With a life insurance policy from State Farm, your family can maintain their quality of life, even without your income. Whether it maintains a current standard of living, pays off debts or keeps paying for your home, the life insurance you choose can be there when it’s needed most by your loved ones.
Coverage for your loved ones' sake
What are you waiting for?

Life Insurance You Can Trust
Fortunately, State Farm offers numerous coverage options that can be modified to accommodate the needs of those most important to you and their unique situation. Agent Richard Fernandez has the deep commitment and service you're looking for to help you opt for coverage which can help your loved ones in the wake of loss.
Simply call or email State Farm agent Richard Fernandez's office today to find out how a company that processes nearly forty thousand claims each day can help cover your loved ones.
Have More Questions About Life Insurance?
Call Richard at (908) 522-8330 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Life insurance at every age
Life insurance at every age
If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.

Richard Fernandez
State Farm® Insurance Agent
Simple Insights®
Life insurance at every age
Life insurance at every age
If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.