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Life Insurance in and around Summit

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • Summit
  • New Jersey
  • Springfield
  • Union
  • Chatham
  • Short Hills
  • Millburn
  • Madison
  • Florham Park
  • Hillside
  • Morristown
  • New Providence
  • Maplewood
  • Berkeley Heights
  • Afton
  • Livingston
  • Mountainside
  • Westfield
  • Cranford
  • Roselle Park
  • Kenilworth
  • South Orange
  • Irvington
  • Elizabeth

It's Time To Think Life Insurance

One of the greatest ways you can protect the people you're closest to is by taking the steps to be prepared. As uneasy as thinking about this may make you feel, it's a good idea to make sure you have life insurance to prepare for the unexpected.

Protection for those you care about

Life won't wait. Neither should you.

State Farm Life Insurance May Help Put Those Worries To Rest

Choosing the right life insurance coverage is made easier when you work with State Farm Agent Richard Fernandez. Richard Fernandez is the caring person you need to consider all your life insurance needs. So if you pass away, the beneficiary you designate in your policy will help your family or your partner with bills and other expenses such as retirement contributions, college tuition and medical expenses. And you can rest easy knowing that Richard Fernandez can help you submit your claim so the death benefit is paid quickly and properly.

With reliable, caring service, State Farm agent Richard Fernandez can help you make sure you and your loved ones have coverage if the worst comes to pass. Call or email Richard Fernandez's office today to find out the options that are right for you.

Have More Questions About Life Insurance?

Call Richard at (908) 522-8330 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Whole Life insurance

What is the difference between Ordinary life and Limited-payment life? Read about some common uses for Whole Life Insurance.

Profile photo of a State Farm Agent named: Richard Fernandez

Richard Fernandez

State Farm® Insurance Agent

Office Address:
469 Morris Ave.
Summit, NJ 07901
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Richard Fernandez

Richard Fernandez

State Farm® Insurance Agent

Office Address:
469 Morris Ave.
Summit, NJ 07901
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Whole Life insurance

What is the difference between Ordinary life and Limited-payment life? Read about some common uses for Whole Life Insurance.