Life Insurance in and around Summit
Protection for those you care about
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

- Summit
- New Jersey
- Springfield
- Union
- Chatham
- Short Hills
- Millburn
- Madison
- Florham Park
- Hillside
- Morristown
- New Providence
- Maplewood
- Berkeley Heights
- Afton
- Livingston
- Mountainside
- Westfield
- Cranford
- Roselle Park
- Kenilworth
- South Orange
- Irvington
- Elizabeth
It's Time To Think Life Insurance
People sign up for life insurance for many different reasons, but the end goal is always the same: to secure the financial future for the people you're closest to after you perish.
Protection for those you care about
Now is the right time to think about life insurance

Wondering If You're Too Young For Life Insurance?
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you apply for should correspond with your current and future needs. Then you can consider the cost of a policy, which depends on your current age and how healthy you are. Other factors that may be considered include family medical history and gender. State Farm Agent Richard Fernandez can walk you through all these options and can help you determine how much coverage you need.
Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can be helpful to cover final expenses, such as medical bills or funeral costs, without burdening your loved ones. Contact your local State Farm agent Richard Fernandez for help with all your life insurance needs.
Have More Questions About Life Insurance?
Call Richard at (908) 522-8330 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.

Richard Fernandez
State Farm® Insurance Agent
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.