Richard Fernandez

Welcome to the Richard Fernandez - State Farm Office! As we step into the new year, it’s the perfect time to ensure you and your loved ones are prepared for what lies ahead. Whether you’re reviewing your current policies or exploring new options, our team is here to help you protect what matters most. Let’s work together to assess your coverage and align it with your goals for the year. Start your journey today by scheduling a policy review or exploring our insurance and financial services options.

I am thrilled to be your local State Farm Agent! A bit about me: I am a first-generation, Dominican American graduate of Binghamton University and St. John’s University for my MBA in Finance. I led the development of a foundation directly linked to my Alma mater endowment to provide education scholarship awards to deserving students. Before State Farm, I was an 18+ year Wall Street veteran in the Asset & Wealth Management space covering global financial hubs including London, Singapore, Hong Kong, Geneva, Brazil, and Miami. I credit my family and close friends for all their support on my journey to State Farm as it fulfills my desire to work closely with local communities on financial and insurance education. My hobbies include reading and running. In 2023, I completed my 7th full marathon (Tokyo), including the prestigious 6 World Marathon Majors. I am a member of Lambda Upsilon Lambda Fraternity, Inc.

I am licensed to assist for your financial and insurance needs. My Summit, New Jersey team is friendly and licensed with Property, Casualty, and Life insurance licenses as well. We provide free auto, renters, home, and life insurance quotes for New Jersey, New York, and Pennsylvania. Providing accurate quotes is one of our key goals. We offer multi-car and multi product discounts on your insurance quotes. We can review your life insurance plans and family needs. We are proficient in helping customers relocate their insurance to Union County, NJ. We are your local good neighbor for North and Central New Jersey including Hudson, Essex, Middlesex, Somerset, and Morris Counties. Please give our office a call at your earliest convenience.