Richard Fernandez

Welcome to the Richard Fernandez - State Farm Office! We want to express out heartfelt gratitude to our community and customers. We are truly honored to serve our wonderful New Jersey, New York, Pennsylvania, and now our Delaware neighbors. Your support has been the cornerstone of our success, and for that, we're incredibly thankful.

Protect What Matters Most This Holiday Season!

The holidays are full of joy—and sometimes surprises. Make sure your home, car, and loved ones are covered so you can focus on celebrating safely and confidently.

From winter weather to holiday travel, unexpected events can happen. Make sure your coverages are up to date, so you’re prepared for whatever comes your way.

Call, meet us virtually, or stop by the office at 7 Cedar Street, Summit, NJ to review the many insurance options available for you.

Whether you’re starting a life insurance plan or just making sure your current auto and home coverages still fit your needs, we’re here to help you make confident, caring choices for your family.

Let’s make sure the ones you love are protected—this month and always. Let's chat.

Life insurance provides financial security for loved ones in case of unexpected events, ensuring that, no matter what surprises life throws your way, your family is protected.

Commercial insurance should be comprehensive and up to date to meet your current protection needs.

Auto insurance is essential for protecting against accidents and damages that can occur on the road, especially with unexpected weather conditions that affect driving conditions.

Fire insurance is equally important, as it safeguards homes and belongings from the potential devastation of fires, a risk that is often overlooked until it’s too late.

I am thrilled to be your local State Farm Agent! A bit about me: I am a first-generation, Dominican American graduate of Binghamton University and St. John’s University for my MBA in Finance. I led the development of a foundation directly linked to my Alma mater endowment to provide education scholarship awards to deserving students. Before State Farm, I was an 18+ year Wall Street veteran in the Asset & Wealth Management space covering global financial hubs including London, Singapore, Hong Kong, Geneva, Brazil, and Miami. I credit my family and close friends for all their support on my journey to State Farm as it fulfills my desire to work closely with local communities on financial and insurance education. My hobbies include reading and running. In 2023, I completed my 7th full marathon (Tokyo), including the prestigious 6 World Marathon Majors. I am a member of Lambda Upsilon Lambda Fraternity, Inc.

I am licensed to assist for your financial and insurance needs. My team is friendly and licensed with Property, Casualty, and Life insurance licenses as well. We provide free auto, renters, home, and life insurance quotes for New Jersey, New York, Pennsylvania, and Delaware. Providing accurate quotes is one of our key goals. We offer multi-car and multi product discounts on your insurance quotes. We can review your life insurance plans and family needs. We are proficient in helping customers relocate their insurance to Union County, NJ. We are your local good neighbor for North and Central New Jersey including Union, Hudson, Essex, Middlesex, Somerset, and Morris Counties. Please give our office a call at your earliest convenience.